How it works: Get it. Load it. Use it.
Managing your money has never been easier. With the SilverCard Prepaid MasterCard®, It's simple:
Get It. Load It. Use It!
No Credit Check and Guaranteed Approval*
I can do all the things I used to do with a credit card, but without getting deeper into debt because I only spend what's on my card.
Albert – Ridgeland, MS
Everything is Easier With SilverCard
Say goodbye to check cashing fees and enjoy easy online bill pay and fast cash transfers any time you like. Have your paycheck ready for you on payday with Direct Deposit and never wait in line again to get your money. Bill pay, check cashing and money order fees all add up, so save your time and money with the easy to use and ultra convenient SilverCard Prepaid MasterCard® with Direct Deposit. Managing your money has never been so easy. Get yours today.
Guaranteed Approval*, no credit check, and no bank account is necessary to get a SilverCard Prepaid MasterCard. It's quick and easy! Sign up today.
Activate Your Card
Once your application is successful, you will receive your SilverCard Prepaid MasterCard in 7-10 days. Call the phone number on your card to activate it.
To start using your SilverCard, you'll need to add cash to your card. With Direct Deposit, your paycheck, government or Social Security check arrives to you instantly on payday. It's FREE - just provide your employer with the Direct Deposit form. Or you can add cash instantly at more than 100,000 retail locations nationwide.
Once you've loaded your SilverCard with cash, shop in stores or online, everywhere Debit MasterCard is accepted. Your money is protected with the MasterCard Zero Liability policy†.
Pay your bills online with your SilverCard. Imagine, no more costly money orders or waiting in line to pay your bills. Avoid late fees and check cashing fees.
Withdraw cash at millions of ATMs.
Access Your Account Online
Keep track of your SilverCard MasterCard activity online 24/7. View online statements, pay bills, check your balance and more. Also, sign up to receive card account balance alerts to your cell phone or email for FREE.
The SilverCard Prepaid MasterCard is issued by MetaBank pursuant to a license by MasterCard
International Incorporated. MasterCard and the MasterCard brand mark are registered trademarks of
MasterCard International Incorporated.
* Obtaining Your Card: The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain,
verify, and record information that identifies each person who opens an account. You will be asked to provide your
name, address, date of birth, and other information that will allow us to identify you. You may also be asked to
provide documentation as proof of identification at any time. "Guaranteed Approval" is contingent upon
successfully passing this mandatory identification confirmation.
** Standard text messaging rates apply, see your carrier for details.
† With Zero Liability protection for lost and stolen cards, you will have peace of mind knowing
that the financial institution that issued your U.S. MasterCard card won't hold you responsible for
"unauthorized purchases." Zero liability applies to purchases made in the store, over the telephone or
made online. As a MasterCard cardholder you will not be responsible in the event of unauthorized purchases
provided that the following preconditions are met: 1) your account is in good standing; 2) you have exercised
reasonable care in safeguarding your card from any unauthorized use (unauthorized use means that you did not
provide, directly, by implication or otherwise, the right to use your card and you received no benefit from the
"unauthorized" purchase); and 3) you have not reported two or more unauthorized events in the past 12 months.
Zero Liability does not apply to MasterCard-branded cards issued to an entity other than a natural person;
primarily for business, commercial, or agricultural purposes; outside of the U.S. region; or if a PIN is used
as the cardholder verification method for the unauthorized transaction(s). Consult
your issuing financial institution for additional details.